365 Day Free updates & any exam changes are available within 15 days
If you are planning to take part in exam in next 1-3 months and afraid that if our pass guide OH-Life-Agent-Series-11-44 exam dumps are still valid, please don't worry about this issue. We provide one year over-long free updates service. If you purchase OH-Life-Agent-Series-11-44 pass dumps now, you can prepare well enough, and then if we release new version you can get new version soon and get two versions or more: old version can be practice questions and the new version should be highly focused. It is cost-efficient to purchase Ohio Department of Insurance OH-Life-Agent-Series-11-44 guide as soon as possible.
Also many candidates may be not sure about exam code, but sometime exam name is nearly similar, some candidates may mix and purchase wrong exam braindumps, if so we will provide free exchange the right pass guide OH-Life-Agent-Series-11-44 exam dumps within 15 days. Also we advise you to make the exact exam code clear in exam center before purchasing.
If you want to exam in the first attempt, your boss can increase your salary our OH-Life-Agent-Series-11-44 pass dumps will help you realize your dream and save you from the failure experience. If you are not sure you can clear the coming exam, you had better come and choose our pass guide OH-Life-Agent-Series-11-44 exam which can help you go through the examination surely. A useful certification may save your career and show your ability for better jobs. It will bring a big change in your life and make it possible to achieve my goal. We are working in providing the high passing rate OH-Life-Agent-Series-11-44: OHIO Life Insurance Agent Series 11-44 guide and excellent satisfactory customer service.
Different versions of exam braindumps: PDF version, Soft version, APP version
PDF version of OH-Life-Agent-Series-11-44 pass dumps is known to all candidates, it is normal and simple methods which is easy to read and print. It is absolutely clear.
Soft version of OH-Life-Agent-Series-11-44 pass dumps is suitable for candidates who are used to studying on computer; also it has more intelligent functions so that you can master questions and answer better especially for the pass guide OH-Life-Agent-Series-11-44 exam dumps which contain more than one hundred. Also if you want to feel test atmosphere, this version can simulate the scene similar like the real test. If you want to taste more functions, you can choose this version.
APP version of OH-Life-Agent-Series-11-44 pass dumps have similar with soft version. It is intelligent but it is based on web browser, after download and install, you can use it on computer. Sometimes it is more stable than Soft version.
7*24*365 Customer Service & Pass Guarantee & Money Back Guarantee
As like the title, we provide 24 hours on line service all year round. If you have any doubt about our OH-Life-Agent-Series-11-44 pass dumps, welcome you to contact us via on-line system or email address.
We are confidence in our Ohio Department of Insurance OH-Life-Agent-Series-11-44 guide, we assure every buyer that our exam dumps are valid, if you trust our products you can pass exam surely. Candidates can feel free to purchase our pass guide OH-Life-Agent-Series-11-44 exam dumps, we promise "Money Back Guarantee"
If you require further more information, please feel free to contact with us any time.
After purchase, Instant Download: Upon successful payment, Our systems will automatically send the product you have purchased to your mailbox by email. (If not received within 12 hours, please contact us. Note: don't forget to check your spam.)
Ohio Department of Insurance OH-Life-Agent-Series-11-44 Exam Syllabus Topics:
| Section | Weight | Objectives |
|---|---|---|
| General Insurance Concepts | 12% | - Elements of insurance contracts - Types of insurers and market conduct - Agent authority and responsibilities - Risk management and insurable interest |
| Policy Provisions, Options & Riders | 22% | - Standard policy provisions - Nonforfeiture and settlement options - Beneficiary designations - Common policy riders - Dividends, loans and withdrawals |
| Types of Life Insurance Policies | 12% | - Universal and indexed universal life - Group and credit life insurance - Whole life and permanent life - Term life insurance |
| Life Insurance Basics | 18% | - Underwriting and policy issue - Personal and business uses of life insurance - Viatical settlements and specialized plans - Determining coverage amounts |
| Annuities | 12% | - Annuity principles and types - Immediate vs deferred annuities - Fixed and specialty annuities - Payment options and uses |
| Insurance Regulation | 12% | - Licensing requirements and maintenance - Continuing education requirements - State and federal insurance laws - Disciplinary actions and penalties - Resident and non-resident rules |
| Federal Tax Considerations | 12% | - Taxation of life insurance proceeds - 1035 Exchanges and rollovers - Tax treatment of annuities - Modified Endowment Contracts (MECs) |
Ohio Department of Insurance OHIO Life Insurance Agent Series 11-44 Sample Questions:
Question 1
Which of the following statements BEST describes a single premium cash value policy?
A. It requires the policyowner to pay one premium annually.
B. It waives one future premium if the owner becomes disabled.
C. It provides for only one premium to be paid without evidence of insurability.
D. It requires only one payment to make the policy paid up.
Question 2
Under an executive bonus plan, premiums paid by the employer are
A. only tax deductible when the bonus is an insurance plan.
B. tax deductible to both the employee and employer.
C. reported as taxable Income to the employer.
D. reported as taxable income to the employee.
Question 3
Something that increases the probability of loss is called
A. a peril.
B. an exposure.
C. a hazard.
D. a risk.
Question 4
All the following riders can Increase the death benefit amount EXCEPT
A. Guaranteed Insurability.
B. Cost of Living.
C. Waiver of Premium.
D. Accidental Death Rider.
Question 5
Extended term Insurance can be selected under which whole life policy provision?
A. nonforfeiture
B. settlement
C. cash value
D. interest-only
Solutions:
| Question 1 Answer: D | Question 2 Answer: D | Question 3 Answer: C | Question 4 Answer: D | Question 5 Answer: A |
