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Insurance Licensing PA-Title-Insurance-Agent Exam Syllabus Topics:
| Section | Objectives |
|---|---|
| Title Insurance Principles | - Title Insurance Policies
|
| Real Estate and Settlement Procedures | - Closing Process
|
| Ethics and Professional Conduct | - Fiduciary Responsibilities
|
| Insurance Industry Overview | - Regulatory Framework
|
Insurance Licensing Pennsylvania Producers Examination for Title Insurance Series 16-10 Sample Questions:
A chain of title is best described as
- A. a grantor/grantee index.
- B. a series of conveyances of public record.
- C. an historical record of liens on the property.
- D. an opinion of title provided by an attorney.
Correct Answer: B 🗳️
Explanation: Only visible for Dumpexams members. You can sign-up / login (it's free).
When issuing an Owner's policy, encumbrances should be shown as
- A. listed on Schedule A for informational purposes.
- B. listed on Schedule B as an exception.
- C. a requirement in Schedule B-I.
- D. an exception in Schedule C.
Correct Answer: B 🗳️
Explanation: Only visible for Dumpexams members. You can sign-up / login (it's free).
An insurer charges a higher premium for insurance because of someone's race, marital status, or age. This is an example of
- A. unfair coercion.
- B. illegal inducement.
- C. rebating.
- D. unfair discrimination.
Correct Answer: D 🗳️
Explanation: Only visible for Dumpexams members. You can sign-up / login (it's free).
Title is held by John and Kate, as joint tenants with right of survivorship. If John dies, which is the simplest manner of establishing record evidence of the marketable title in Kate?
- A. Record in the county where the property is located a certified copy of John's death certificate.
- B. Nothing is required.
- C. Record a certified copy of a probate court order of John's estate distributing the home to Kate.
- D. Probate the estate of John.
Correct Answer: A 🗳️
Explanation: Only visible for Dumpexams members. You can sign-up / login (it's free).
The effective date on a title commitment is the date
- A. the order was completed.
- B. of the last recording on record.
- C. the commitment is issued.
- D. the public records were verified to.
Correct Answer: D 🗳️
Explanation: Only visible for Dumpexams members. You can sign-up / login (it's free).
