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Insurance Licensing InsNV_Health02 Exam Syllabus Topics:
| Section | Weight | Objectives |
|---|---|---|
| Nevada Statutes and Codes Common to Life, Health, Property, and Casualty Insurance | 20% | - Definitions
- Insurance Commissioner
|
| Accident & Health – General Knowledge | 50% | - Types of Policies
|
| Nevada Statutes and Codes Pertinent to Health Insurance Only | 14% | - Medicare
- Long Term Care - Hospice care - Availability of coverage for mental health and treatment of alcohol abuse and drug abuse |
| Nevada Statutes and Codes Common to Life and Health Insurance Only | 4% | - Credit life and health insurance - Advertising - Group life and health insurance
|
Insurance Licensing NV Accident and Health Sample Questions:
1. When must insurable interest generally exist in a life insurance transaction?
A) Only when the beneficiary is changed
B) Only when the death benefit is paid
C) Only after the policy has been in force for two years
D) At the time the policy is issued
2. An insured who owns a Disability Income policy forgot to pay the premium due on July 1. If the insured files a disability claim on July 31, the insurance company will MOST likely:
A) reinstate the policy and then pay the claim
B) deny the claim
C) cancel the policy and return all premiums paid
D) pay the claim but deduct the unpaid premium
3. Which of the following statements is CORRECT about the Medicaid program?
A) It is supplemented by Medicare for persons 62 years of age or older.
B) Participants must be at least 55 years of age.
C) The program is administered at the federal level.
D) It provides medical assistance for participants who are blind.
4. An applicant submits the first premium with a life insurance application and receives a conditional receipt.
When does coverage generally become effective?
A) Only when the producer promises that coverage exists
B) Only after the policy has been in force for two years
C) Immediately, regardless of the applicant's insurability
D) When the conditions in the receipt are met, including required insurability
5. The maximum cost share for preventive screening from an in-network provider is:
A) 10%
B) 0%
C) 30%
D) 20%
Solutions:
| Question # 1 Answer: D | Question # 2 Answer: D | Question # 3 Answer: D | Question # 4 Answer: D | Question # 5 Answer: B |



