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Insurance Licensing Pennsylvania Producers Examination for Title Insurance Series 16-10 - PA-Title-Insurance-Agent real prep

PA-Title-Insurance-Agent
  • Exam Code: PA-Title-Insurance-Agent
  • Exam Name: Pennsylvania Producers Examination for Title Insurance Series 16-10
  • Updated: Jul 27, 2026
  • Q & A: 67 Questions and Answers
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About Insurance Licensing PA-Title-Insurance-Agent: Pennsylvania Producers Examination for Title Insurance Series 16-10

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Insurance Licensing PA-Title-Insurance-Agent Exam Syllabus Topics:

SectionObjectives
Topic 1: Ethics and Professional Conduct- Fiduciary Responsibilities
  • 1. Consumer protection standards
    • 2. Duties of insurance producers
      Topic 2: Real Estate and Settlement Procedures- Closing Process
      • 1. Escrow handling
        • 2. Settlement statements (HUD-1 / Closing Disclosure)
          - Legal Concepts
          • 1. Deeds and conveyancing
            • 2. Liens and encumbrances
              Topic 3: Insurance Industry Overview- Fundamentals of Insurance Principles
              • 1. Insurance contract basics
                • 2. Risk concepts and types of risk
                  - Regulatory Framework
                  • 1. State insurance regulations (Pennsylvania)
                    • 2. Licensing requirements and compliance
                      Topic 4: Title Insurance Principles- Title Search and Examination
                      • 1. Chain of title
                        • 2. Public records and title defects
                          - Title Insurance Policies
                          • 1. Owner vs lender policies
                            • 2. Covered risks and exclusions

                              Insurance Licensing Pennsylvania Producers Examination for Title Insurance Series 16-10 Sample Questions:

                              1. A deed to a lot in Greenacre is recorded. Two parties who are NOT married to each other are named as grantees. The deed does NOT mention any form of tenancy. How do the grantees hold title to the lot?

                              A) as tenants at sufferance
                              B) as tenants in common
                              C) as joint tenants
                              D) as tenants by the entireties


                              2. All of the following are subject to false advertising regulations EXCEPT

                              A) letters.
                              B) circulars.
                              C) gifts.
                              D) statements.


                              3. A licensee has violated a Pennsylvania insurance law. The commissioner CANNOT impose what penalty after the hearing?

                              A) license suspension
                              B) license revocation
                              C) a jail sentence
                              D) a fine


                              4. An acknowledgment

                              A) states that a deed contains verified information.
                              B) is an authorization to convey property.
                              C) is a signature on a deed.
                              D) provides evidence that a signature is genuine.


                              5. Coverage under a loan policy remains effective

                              A) during the life of the owner.
                              B) until the secured debt is satisfied.
                              C) until the lender assigns the mortgage.
                              D) until the property is sold.


                              Solutions:

                              Question # 1
                              Answer: B
                              Question # 2
                              Answer: C
                              Question # 3
                              Answer: C
                              Question # 4
                              Answer: D
                              Question # 5
                              Answer: B

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